aranged

 I decided to go and do something about the charged that the banks have on an arranged overdraft today.  Sometimes I get caught out by this charge due to too much money going out before it goes in and its very frustrating.  The bank that I use charges me 6 pounds a month if I get overdrawn, that bank is natwest and that charge kicks in even though I am only overdrawn for a few hours at the most.  I think this is a bit money grabbing and that I should have a few hours to pay the money back.  Anyway I have heard that Nationwide charges 50p a day paying this is better than paying 6 quid anyway

 I even went to Natwest to ask if they would have the same terms as Nationwide no chance I guess I knew that Natwest were quite happy to lose a customer I guess they are in a privelaged position I suppose.  I am off to get my account changed next week anyway

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